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P&C OPTIONS
HELPING THE WORLD...ONE COVERAGE AT A TIME
EMPLOYMENT PRACTICE INSURANCE

Employment Practice Liability Insurance (EPLI) covers legal costs, judgments, and settlements related to claims that an employee’s legal rights have been violated. EPLI can protect you and your business from a wide range of lawsuits, including: Discrimination, sexual harassment, wrongful termination, breach of employment contract, negligent evaluation, failure to employ or promote, wrongful discipline, deprivation of career opportunity, wrong infliction of emotional distress, and mismanagement of employee benefit plans to name a few. Get coverage where your business needs it most.
BUSINESS
BUSINESS OWNER’S POLICY

Business Owner’s Policy (BOP) is a combination of Business Insurance, Commercial Property Insurance, and Business Interruption Insurance. This means no matter what happens to your business, property or physical damage (including individuals), you are covered. Any income loss that affects your business’s ability to operate properly also counts. And last, any damage on the property and anything the business owns or rents will be covered as well, as an independent contractor.
BUSINESS
BUSINESS INSURANCE

Business Insurance (aka: Business Liability Insurance) covers: Property Damage, bodily injuries, Employee Injuries, Legal Liability, Auto Accidents, Commercial Property Insurance, General Liability Insurance, Professional Liability Insurance, Cyber Liability, and Workers’ Compensation Insurance all in one! This means any damage to the property to owned assets such as automobiles, employees suffering an illness or injury from work, protection against financial loss resulting from lawsuits, libel, slander, and more as an independent contractor.
BUSINESS
BUSINESS INTERRUPTION INSURANCE

Business Interruption Insurance (aka: Business Income Insurance) helps independent contractors recover from monetary losses caused by a covered event that forces it to close, for example: Loss of Revenue, Operating Expenses, Relocation Costs Extra Expenses. Events that are covered are broken items like glass, undocumented income, utilities, fire, water damage, flood, vandalism, earthquakes, pandemics, viruses, and communicable diseases, just to name a few.
BUSINESS
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