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SURPLUS OPTIONS
HELPING THE WORLD...ONE COVERAGE AT A TIME
TRAVELER'S INSURANCE
Traveler's Insurance protection plan can help cover a range of unexpected events that may occur before or during a trip, including: Trip cancellations, interruptions, or delays, baggage or personal belonging losses, medical or dental issues, identity theft, vehicle issues, accidental death & dismemberment, and 24/7 emergency support.
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TRIP CANCELLATION
Covers if you, a family member, or a traveling companion becomes ill, injured, or dies, your destination or departure is delayed or canceled due to weather, you have a legal obligation, work emergency, quarantine, car accident, your home becomes uninhabitable due to a natural disaster, or military duty. This way, you can receive a refund for services not rendered. Or, you can upgrade to Cancel For Any Reason (CFAR) and receive a refund no matter what.
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TRIP INTERRUPTION
Trip interruption coverage offers travelers reimbursement for their unused, prepaid, nonrefundable expenses if they unexpectedly need to cut their trip short. For example, if you fall sick or an evacuation is ordered while you’re traveling, trip interruption coverage may reimburse for some or all of your insured costs.
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TRAVEL MEDICAL CARE
It typically covers emergency medical expenses, such as hospital stays, doctor visits, prescription medications, and emergency medical evacuations due to unforeseen illness or accidental injury while on your covered trip.
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MEDEVAC
MEDEVAC Insurance, also known as Medical Evacuation Insurance, covers the cost of transporting you to a medical facility for treatment if you get sick or injured while traveling. It can also cover the cost of transporting you back home if your doctor says it’s medically necessary.
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BAGGERS & PASSPORT LOSS
Typically covered in Traveler’s Insurance, or you can get it separately. Baggage and passport loss insurance cover the cost of replacing or repairing lost, stolen, or damaged items while traveling. This also includes travel documents and credit cards.
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RENTAL PROPERTY & CAR COVERAGE
Rental Property & Car rental insurance offered through travel insurance generally covers damage due to a collision, burglary, vandalism, theft, hail, flooding, or other events outside your control.
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ACCIDENTAL DEATH & DISMEMBERMENT
Accidental Death & Dismemberment (AD&D) travel insurance covers death or injuries that result from an accident, including but not limited to: loss of limbs, eye, hand, foot, thumb, or index finger, loss of hearing, speech, or sight, permanent paralysis, death resulting from an accident.
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CANCEL FOR ANY REASON
Cancel For Any Reason (CFAR) travel insurance covers prepaid, non-refundable travel expenses if you need to cancel a trip for an uncovered reason. This includes costs such as airfare, hotel stays, rental cars, and excursions.
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