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SURPLUS OPTIONS
HELPING THE WORLD...ONE COVERAGE AT A TIME
TRAVEL
Traveler's Insurance protection plan can help cover a range of unexpected events during business travel for you or your employees that may occur before or during a trip, including: Trip cancellations, interruptions, or delays, baggage or personal belonging losses, medical or dental issues, identity theft, vehicle issues, accidental death & dismemberment, and 24/7 emergency support.
EMPLOYEES
TRAVELERS INSURANCE
TRAVEL
Covers if you and your employees if: the business personnel, a family member, or a traveling companion becomes ill, injured, or dies, the destination or departure is delayed or canceled due to weather, the business personnel traveling have a legal obligation, work emergency, quarantine, car accident, the business personnel’s home becomes uninhabitable due to a natural disaster, or military duty. Receive a refund for services not rendered. Or, upgrade your business travel cancellation coverage to Cancel For Any Reason (CFAR) and receive a refund no matter what.
EMPLOYEES
TRIP CANCELLATION
TRAVEL
Trip interruption coverage offers travelers reimbursement for their unused, prepaid, nonrefundable expenses if they unexpectedly need to cut their trip short. For example, if the business personnel falls sick or an evacuation is ordered while they’re traveling, trip interruption coverage may reimburse for some or all of the insured costs.
EMPLOYEES
TRIP INTERRUPTION
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It typically covers emergency medical expenses, such as hospital stays, doctor visits, prescription medications, and emergency medical evacuations due to unforeseen illness or accidental injury while on the business personnel’s covered trip.
EMPLOYEES
TRAVEL MEDICAL CARE
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MEDEVAC Insurance, also known as Medical Evacuation Insurance, covers the cost of transporting business personnel to a medical facility for treatment if they get sick or injured while traveling. It can also cover the cost of transporting them back home if the doctor says it’s medically necessary.
EMPLOYEES
MEDEVAC
TRAVEL
Typically covered in Traveler’s Insurance, or you can get it separately. Baggage and passport loss insurance cover the cost of replacing or repairing lost, stolen, or damaged items while traveling. This also includes travel documents and credit cards.
EMPLOYEES
BAGGERS & PASSPORT LOSS
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Rental Property & Car rental insurance offered through travel insurance generally covers damage due to a collision, burglary, vandalism, theft, hail, flooding, or other events outside the business personnel traveling’s control.
EMPLOYEES
RENTAL PROPERTY & CAR COVERAGE
TRAVEL
Accidental Death & Dismemberment (AD&D) travel insurance covers death or injuries that result from an accident, including but not limited to: loss of limbs, eye, hand, foot, thumb, or index finger, loss of hearing, speech, or sight, permanent paralysis, death resulting from an accident.
EMPLOYEES
ACCIDENTAL DEATH & DISMEMBERMENT
TRAVEL
Cancel For Any Reason (CFAR) travel insurance covers prepaid, non-refundable travel expenses if your business needs to cancel a trip for an uncovered reason. This includes costs such as airfare, hotel stays, rental cars, and excursions.
EMPLOYEES
CANCEL FOR ANY REASON
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