All owners should make sure to be covered from anything such as baggage & passport loss, damage, or theft. This way, owners are able to replace any items immediately, including but not limited to: certified documentation, clothing, jewelry, etc. Also have Property & Car Rental coverage such as theft, vandalism, burglary, damage, or anything else that may occur on the trip. Plus, medical coverage abroad, emergency evacuation, and loss of any limbs, abilities, or death. For those who want to cancel their trip and be reimbursed for everything owners can for any reason, no questions asked.