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P&C OPTIONS
HELPING THE WORLD...ONE COVERAGE AT A TIME
GENERAL LIABILITY

General Liability, also known as Commercial General Liability (CGL), protects independent contractors from claims that could arise from everyday business activities, such as: Bodily Injury, Property Damage, Personal Injury, Advertising Injury, Copyright Infringement, and Reputation Harm. Helping your business from being shut down from any lawsuits or claims.
LIABILITY
PRODUCT LIABILITY

Product Liability is what it sounds like. It protects you from claims related to the manufacture, sales, or distribution of products, food, or medicines, such as: compensation caused by a defective product, loss of or damage to property caused by a defective product, provides legal cost for settlements (up to policy limit), and related cost for a public relations expense to reputation damage control. Plus, product defects, contamination, labeling, or illness as an independent contractor.
LIABILITY
CYBER LIABILITY

Cyber Liability Insurance protects independent contractors from financial losses resulting from cyberattacks, data breaches, and other cybersecurity issues, such as: Data Recovery, System Damage, Legal Fees for regulatory fines and penalties, customer notification, lost income, ransom demands, crisis management, forensic examinations, and liability for business partners.
LIABILITY
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